Fis

Lovely Professional University, Punjab
Course Code Course Title Course Planner Lectures Tutorials Practicals Credits
MGT523 FINANCIAL INSTITUTIONS AND SERVICES 14723::Lalit Kumar Bhardwaj 3.0 1.0 0.0 4.0
Course Category Courses with conceptual focus
TextBooks
Sr No Title Author Edition Year Publisher Name
T-1 Indian Financial System Pathak Bharti V 3rd 2010 Pearson
Reference Books
Sr No Title Author Edition Year Publisher Name
R-1 Management of Indian Financial
Institution
Srivastava, R.M. 9th 2004 HIMALAYA PUBLISHING HOUSE
R-2 Indian financial System Varshney and Mittal 10th 2009 SULTAN CHAND & SONS
R-3 Financial Institution and Markets Bhole, L M 4th Tata McGraw Hill
R-4 Management of Financial Services Bhalla, VK 1st 2007 Anmol Publications
Other Reading
Sr No Journals articles as Compulsary reading (specific articles, complete reference)
OR-1 "Too Big To Fail": Reining In Large Financial Firms (http://hbswk.hbs.edu/item/6230.html) ,
OR-2 Ketan Parekh Scam "http://www.docstoc.com/docs/22287444/THE-KETAN-PAREKH-SCAM" ,
OR-3 The US-64 Controversy "http://www.icmrindia.org/free%20resources/casestudies/The%20US%2064%20Controversy1.htm" ,
OR-4 Buyback of Shares by MNCs in India "http://www.icmrindia.org/free%20resources/casestudies/Buyback%20of%20Shares%20by%20MNCs%20in
%20India1.htm" ,
OR-5 ICICI Bank - Innovations in Microfinance "http://www.icmrindia.org/casestudies/catalogue/Finance/ICICI%20Bank%20-%20Innovations%20in
%20Microfinance.htm" ,
OR-6 Things to consider before investing in an IPO : "http://casestudy.co.in/things-to-consider-before-investing-in-an-ipo/2010/06/28/" ,
OR-7 Subprime crisis: "http://www.rli-epg.com/articles/Subprime-Mortgage-Crisis.pdf: ,
OR-8 Outlook Money ,
OR-9 Money Today ,
Relevant Websites
Sr No (Web address) (only if relevant to the course) Salient Features
RW-1 www.nseindia.com Providing the day-to-day happenings of the stock market.
RW-2 www.bseindia.com Providing the day-to-day happenings of the stock market.
RW-3 www.rbi.org.in Providing information of monetary policy & changes in the monetary
policy.
RW-4 www.banknetindia.com Providing information related to the various commercial banking in India.
RW-5 www.indiavca.org Information related to the venture capitalists in India
RW-6 www.crisil.com Information regarding the criteria of various credit rating instruments of
companies in India
RW-7 www.sebi.gov.in SEBI introduction, functions,guidelines
RW-8 www.nabard.org Information about NABARD
RW-9 http://www.insuremagic.com/Content/Articles/Life/bancassura nce.asp To know about the importance of banking in insurance
RW-10 http://www.einsuranceprofessional.com/bancassurance.html Details on bankassurance
RW-11 microfinanceindia.org Covers Micro Finance
RW-12 sksindia.com An NGO and first in its category to launch an IPO working in the field of
Micro Finance
RW-13 http://in.reuters.com/ Tracks worldwide financial institutions and services
RW-14 morningstar.com Provide information on world financial markets and investment products
Week
Number
Lecture
Number
Broad Topic(Sub Topic) Chapters/Sections
of Text/reference
books
Other Readings,
Relevant
Websites, Audio
Visual Aids,
software and
Virtual Labs
Lecture Description Learning Outcomes Pedagogical Tool
Demonstration/ Case
Study / Images /
animation / ppt etc.
Planned
Week 1 Lecture 1 Financial System(Introduction) T-1:ch 1 RW-14 What is finance, why its
important, how financial
system works
Basic know how of
financial system
Slide show
Lecture 2 Financial System(Components of
financial system)
T-1:ch 1 Importance of financial
system in an economy,
various components of
financial system and
how they are interlinked
Students will be able to
identify the various
components of financial
system
Slide show
Detailed Plan For Lectures
LTP week distribution: (LTP Weeks)
Weeks before MTE 7
Weeks After MTE 6
Spill Over 2
Week 1 Lecture 3 Financial System(Functions of
financial system)
T-1:ch 1 OR-3 How financial system
works
Students will know the
functions of financial
system
Slide show
Week 2 Lecture 4 Financial Markets(Introduction) T-1:ch 4 RW-2 Introduction to financial
markets
Students can explain
the basics of financial
markets
Slide show
Lecture 5 Financial Markets(Types- Capital
market: Primary and Secondary
(introduction))
T-1:ch 5 and ch 8 RW-1 What are plrimary and
secondary markets and
how they operate
Pupils can identify and
differentiate primary
and secondary markets
Brain Storming
Lecture 6 Financial Markets(Money Market:
Introduction, Types of Money
Market Instruments- Money at
Call, Treasury Bill, Certificates of
Deposits, Commercial Papers.)
T-1:ch 4 RW-3 features of different
money market
instruments
students can define and
explain the various
money market
instruments
Slide show
Week 3 Lecture 7 Financial Markets(Money Market:
Introduction, Types of Money
Market Instruments- Money at
Call, Treasury Bill, Certificates of
Deposits, Commercial Papers.)
T-1:ch 4 RW-3 features of different
money market
instruments
students can define and
explain the various
money market
instruments
Slide show
Lecture 8 Financial Institutions(Definition
and types)
T-1:ch 12 OR-1 About financial
institutions and how they
are different from non
financial institutions
Students will know why
financial institutions are
called financial
institutions
Slide show
Lecture 9 Financial Institutions(Commercial
banks)
R-1:ch 4 RW-4 What are commercial
banks, functions and
their commercial
activities
Students can identify
the commercial banks
and their activities
Brain Storming
Week 4 Lecture 10 Financial Institutions(Emergence
of private sector bank after
liberalization)
T-1:ch 13 RW-4 Why we call them
private sector banks, why
they emerge and their
role in Indian economy
students will understand
why private sector
banks become stronger
after liberlisation
Brain Storming
Lecture 11 Financial Institutions(Financial
innovation in commercial banks)
T-1:ch 13
R-2:ch 3
Innovative financial
services offered by
commercial banks
Students will have a
better understanding
why commercial banks
are more focussed on
product innovations
Brain Storming
Lecture 12 Financial Institutions(Assets and
liabilities management by
commercial banks)
R-1:ch 18 About assets and
liabilities of banks, how
banks manage them
Students will know
about the assets and
liabilities and how they
manage it
Slide show
Week 5 Lecture 13 Reserve Bank of India(SEBI-
introductions and guidelines)
T-1:ch 24 RW-7 Various guidelines
offered by SEBI for
financial institutions
under its purview
Students will be aware
of the various
guidelines set by SEBI
for different financial
institutions
Slide show
Lecture 14 Reserve Bank of India(Types of
Stock Exchanges - National,
Regional & Local)
T-1:ch 8 RW-7 About a stock exchange,
their types and role in
economy
students will be aware
of the stock exchanges
and their functioning
Slide show
Week 5 Lecture 15 Reserve Bank of India(Role and
Functions of RBI)
R-2:ch 22 RW-3 Role and functions of
RBI
Students will know the
role and functions of
RBI
Slide show
Week 6 Lecture 16 Reserve Bank of India(Role and
Functions of RBI)
R-2:ch 22 RW-3 Role and functions of
RBI
Students will know the
role and functions of
RBI
Slide show
Lecture 17 Reserve Bank of India(Role and
Functions of RBI)
R-2:ch 22 RW-3 Role and functions of
RBI
Students will know the
role and functions of
RBI
Slide show
Lecture 18 NABARD and NBFC's(Concept,
Guidelines, Progress and
Prospects,)
R-2:ch 22 RW-8 NBFCs what are they,
why they are formed,
role of NABARD in the
rural and agricultural
growth of India
students will understand
the guidelines, progress
and prospects of
establishing NBFCs
like NABARD
Slide show
Week 7 Lecture 19 NABARD and NBFC's(IFCI,
SFCs, IRBI, SIDC ,SIDBI -
Introduction and operational
policies)
T-1:ch 12
R-1:ch 34 and 35
Working and objectives
behind establishment of
these financial
institutions
Students will have
knowledge of
operational policies of
various financial
institutions
Slide show
Lecture 20 NABARD and NBFC's(IFCI,
SFCs, IRBI, SIDC ,SIDBI -
Introduction and operational
policies)
T-1:ch 12
R-1:ch 34 and 35
Working and objectives
behind establishment of
these financial
institutions
Students will have
knowledge of
operational policies of
various financial
institutions
Slide show
Lecture 21 NABARD and NBFC's(Role and
functions, NBFCs)
T-1:ch 13 RW-11 Role and functions of
NBFCs
Students will know the
various roles and
functions of NBFCs
Slide show
MID-TERM
Week 8 Lecture 22 Micro Finance(Overview and
introduction)
T-1:ch 23 RW-11 Micro finance an
introduction and
overview
Students will come to
know about micro
finance and its basics
Brain Storming
Lecture 23 Micro Finance(Growth and
Competition)
T-1:ch 23 RW-11 How micro finance
companies are competing
with each other and their
growth in past and future
trjectory
Students will grasp the
reason for growth of
micro finance
institutions in India and
competition in between
Brain Storming
Lecture 24 Financial Services(Concept and
role)
T-1:ch 17 Role of financial services
in smooth running of
Indian economy
Concept and role of
financial services will
be made clear and
students can discuss the
same
Slide show
Week 9 Lecture 25 Financial Services(Emerging
trends)
T-1:ch 17 OR-7 Current and latest trends
in financial services
Students will
understand the
emerging trends in
financial services
Brain Storming
Week 9 Lecture 26 Financial Services(Nature and
types of services)
T-1:ch 17 Various types of
financial services offered
in India and their nature
Students will be in a
position to explain the
nature and types of
financial services
Slide show
Lecture 27 Financial Services(Financial
inclusion)
T-1:ch 23 RW-3 What is financial
inclusion, why
government is focussing
on it and how it can be
achieved
Basics of financial
inclusion
Brain Storming
Week 10 Lecture 28 Financial Services(Financial
inclusion)
T-1:ch 23 RW-3 What is financial
inclusion, why
government is focussing
on it and how it can be
achieved
Basics of financial
inclusion
Brain Storming
Lecture 29 Lease, Hire Purchase, Factoring
and Discounting(Hire- Purchasing
Concept, Legal Framework, Hire-
Purchase Taxation)
T-1:ch 22 RW-3 Hire purchase system,
the concept behind it,
related legal and tax
aspects
Students can discuss
with command the legal
and tax aspects of hire
purchase system
Slide show
Lecture 30 Lease, Hire Purchase, Factoring
and Discounting(Hire- Purchasing
Concept, Legal Framework, Hire-
Purchase Taxation)
T-1:ch 22 RW-3 Hire purchase system,
the concept behind it,
related legal and tax
aspects
Students can discuss
with command the legal
and tax aspects of hire
purchase system
Slide show
Week 11 Lecture 31 Lease, Hire Purchase, Factoring
and Discounting(Factoring and
Forfeiting- meaning and
mechanics)
T-1:ch 20 Mechanics and basics of
Factoring and Forfeiting
Students will
understand the factoring
and forfeiting
Slide show
Lecture 32 Lease, Hire Purchase, Factoring
and Discounting(Discounting and
Rediscounting of bills)
T-1:ch 20 Basics of discounting
and rediscounting
Students can deal in
discounting and re
discounting of bills
Slide show
Lecture 33 Lease, Hire Purchase, Factoring
and Discounting(Meaning, Types,
Financial & Legal Lease)
T-1:ch 20 and ch 22 Legal and financial
aspects of lease
Students can well
handle the financial and
legal lease aspects
Slide show
Merchant Banking(Underwriting
services in India)
T-1:ch 17 RW-13 What is underwriting,
who offered these
services and why
Students can daeal in
underwriting aspects
Brain Storming
Week 12 Lecture 34 Merchant Banking(Venture
Capital: Meaning, Features,
Techniques)
T-1:indiavca.org RW-14 Introduction to venture
capital, its significance,
and various techniques to
provide venture capital
funding
Studens will be well
versed with features
and techniques of
venture capital
Slide show
Merchant Banking(Indian Venture
capital Scenario)
T-1:indiavca.org Present day Venture
Capital scenario in India
Students can analyse
the presend scenario in
Indian economy
Brain Storming
Lecture 35 Merchant Banking(Credit Rating
Process, Credit Rting Agencies)
RW-6 Procedure of credit
rating agencies for
awarding ratings
Enable students to
interpret credit ratings
Slide show
Merchant Banking(Credit rating-
Introduction, Regulatory
framework)
T-1:ch 19 RW-6 Regulatory framework
related to credit ratings
Students can discuss the
regulatory framework
of credit ratings
Slide show
Week 12 Lecture 35 Merchant Banking(Role and
Functions, SEBI guidelines
regarding Merchant Banking)
T-1:ch 17 About merchant banking
and SEBI guidelines for
merchant bankers
Students can analyse
the SEBI guidelines
related to merchant
banking
Slide show
Lecture 36 Homework,Test,Speakin
g PPT 1
Week 13 Lecture 37 Contemporary Issues(BASEL III) T-1:ch 13 RW-3 What is BASEL III,
need, significance and
benefits to banks
Students can well
interpret the BASEL III
and its impact on
banking industry in
India
Slide show
Lecture 38 Contemporary Issues
(Contemporary issues in Banking
Industry)
R-1:ch 4 OR-5 Modern day challenges
infront of banks, market
dynamics affecting
banking functions
Students will
understand the current
scenarioo of banking in
India
Brain Storming
Contemporary Issues(Regulatory
changes in Mutual Fund Industry)
T-1:ch 15 RW-14 Basics of Mutual Funds,
recent regulatory
changes and how they
have affected the
industry
Students will be able to
work in mutual fund
ind, can interpret
various investments
through mutual funds
Brain Storming
Lecture 39 Contemporary Issues(New
Banking License)
T-1:rbi.org.in Need of issuing new
banking license, how it
will affect existing banks
and overall banking
industry
Students will be able to
analyse the impact of
new banking licenses
Slide show
Contemporary Issues(Regulatory
changes in Insurance Sector)
T-1:ch 16 RW-13 Basics of Insurance
services and impact of
recent regulatory
changes in Insurance
Industry
Students will be able to
work in insurance
industry, understand
various insurance
products and present
day changes
Brain Storming
SPILL OVER
Week 14 Lecture 40 T-1:ch 13 RW-2 BASEL III What is BASEL III,
need, significance and
benefits to banks
Slide show
Lecture 41 T-1:ch 15 RW-7 About Mutual Fund
Industry
Basics of Mutual
Funds, recent
regulatory changes and
how they have affected
the industry
Brain Storming
Scheme for CA:
Component Frequency Out Of Each Marks Total Marks
Homework,Test,Speaking PPT 2 3 10 20
Total :- 10 20
Details of Academic Task(s)
AT No. Objective Topic of the Academic Task Nature of Academic Task
(group/individuals/field
work
Evaluation Mode Allottment /
submission Week
Test 1 To assess the
knowledge and
subject
understanding of the
students
The test will contain broad 5 questions which could have sub-
parts if required. Test will be conducted for 45 minutes with 2
different sets. It will cover the syllabus between 3rd to 5th week.
Individual The test will contain
broad 5 questions of
6 marks each which
could have sub-
parts if required.
Test will be
conducted for 45
minutes with 2
different sets out of
30 marks
9 / 10
Speaking PPT 1 To assess students
on knowledge,
understanding,
presentation skills,
question handling
and professional
attitude.
Students will be divided between groups of 3-5 (depending on
class size) and will be allotted topics i.e. (Financial
inclusion,emerging trends in financial services, types and features
of financial services, hire purchase system, venture capital,
factoring, SEBI, BASEL norms, new banking licenses and
regulatory changes in insurance and mutual fund industry etc).
They will be evaluated on parameters like - subject knowledge,
presentation skills, quality of content, question handling and
professional attitude (5 parameters of 6 marks each, total marks
=30, further converted out of 10 marks for CA purpose.) Each
group will be given 20-30 minutes and it will be mandatory for
each member to participate.
Group They will be
evaluated on
parameters like -
subject knowledge,
presentation skills,
quality of content,
question handling
and professional
attitude (5
parameters of 6
marks each, total
marks =30, further
converted out of 10
marks for CA
purpose.) Each
group will be given
20-30 minutes
7 / 12
Homework 1 To make students
understand different
money market
instruments, who
issue them, who are
the buyers and
impact on our
financial system
Students will be allotted different money market instuments
(Money at call, Treasury bills, Certficates of deposits,
Commercial papers, repurchase agreement, banker's acceptance)
etc and they need to submit a report based on following
parameters - 1. Issuers of security, 2. Purchaser of security, 3.
Benefits of each security, 4. Role in Indian financial system, 5.
volume of trade if possible, 6. Advantages and disadvantages of
each security.
Individual Students will be
evaluated based on
following
parameters for each
security out of 30
marks - 1. Issuers of
security, 2.
Purchaser of
security, 3. Benefits
of each security, 4.
Role in Indian
financial system, 5.
volume of trade if
possible, 6.
Advantages and
disadvantages of
each security.
2 / 4
Plan for Tutorial: (Please do not use these time slots for syllabus coverage)
Tutorial No. Lecture Topic Type of pedagogical tool(s) planned
(case analysis,problem solving test,role play,business game etc)
Tutorial 1 Functions of financial syaytem Class discussion
Tutorial 2 Money market instruments Class discussion
Tutorial 3 Role of new age private sector banks in Indian economy Class discussion
Tutorial 4 Role and functions of RBI Case analysis
Tutorial 5 NABARD and other NBFC'c Class discussion
Tutorial 6 Micro Finance Case analysis
Tutorial 7 Financial inclusion Class discussion
After Mid-Term
Tutorial 8 Factoring and Hire Purchase Class discussion
Tutorial 9 Financial Inclusion, Emerging trends in financial
services
Student Presentation
Tutorial 10 Types of financial services, Hire-Purchase and
Factoring
Student Presentation
Tutorial 11 Venture Capital, Credit ratings, SEBI Student Presentation
Tutorial 12 BASEL Norms, Banking license, Regulatory changes in
Insurance and Mutual Fund Industry
Student Presentation
Tutorial 13 Regulatory changes in Insurance and Mutual Fund
Industry
Class discussion