Fixed Deposits Interest _ Fixed Deposit Interest Rates _ ICICI Bank

Published on December 2016 | Categories: Documents | Downloads: 68 | Comments: 0 | Views: 449
of 5
Download PDF   Embed   Report

Comments

Content

10/27/2010
Home

Fixed Deposits Interest | Fixed Deposit…
About Us Site Map Email Us 24hr Customer Care Find ATM / Branch
Select Language Search thi s Website

Interest Rates
Deposit Accounts NATURE RATE OF INTEREST NORMAL ACCOUNT 1. Savings Bank A/c A. Domes tic a. With cheque book facility b. Without cheque book facility c. No Frills Account B. Non Resident (Savings account) a. NRO b. NRE 3.5 3.5 3.5 3.5 15000 15000 15000 15000 15000 15000 5000 5000 3.5% p.a 3.5% p.a Rs.10,000 Rs.10,000 Rs.5,000 Rs.5,000 SENIOR CITIZEN MINIMUM BALANCE* Metro Urban Semi Urban Rural

3.5% p.a

3.5% p.a

Not available

Not available

Not available

Not available

3.5% p.a

3.5% p.a

Zero

Zero

Zero

Zero

2. Term Deposits (Fixed Deposit and Recurring Deposit)* A. For Domestic Deposits Below Rs.15 Lacs Rates of Interest (% p.a.) w.e.f Oct 06, 2010 Maturity Period 7 days to 14 days 15 days to 29 days 30 days to 45 days 46 days to 60 days 61 days to 90 days 91 days to 120 days 121 days to 184 days 185 days to 210 days 211 days to 269 days 270 days to less than 1 year 1 year to 389 days 390 days 391 days to 589 days 590 days 591 days to less than 2 years 2 years to 789 days 790 days 791 days to 989 days 990 days 991 days to less than 3 years 3 years to less than 5 years 5 years upto 10 years Tax Saver FD 80C (5 year) – Upto Rs. 1 lac General 3.75 3.75 3.75 3.75 4.25 5.75 5.75 6.25 6.25 6.50 6.75 7.25 6.75 7.50 6.75 7.50 7.75 7.50 8.00 7.50 8.00 8.00 8.00 Senior Citizen ** 4.25 4.25 4.25 4.25 4.75 6.25 6.25 6.75 6.75 7.00 7.25 7.75 7.25 8.00 7.25 8.00 8.25 8.00 8.50 8.00 8.50 8.50 8.50

B. For Domestic Deposits of Rs.15 Lacs to less than Rs. 1 Crore Rates of Interest (% p.a.) w.e.f Oct 06, 2010 Maturity Period 7 days to 14 days 15 days to 29 days 30 days to 45 days 46 days to 60 days 61 days to 90 days 91 days to 120 days 121 days to 184 days General 3.75 3.75 3.75 3.75 4.25 5.25 5.50 Senior Citizen ** 4.25 4.25 4.25 4.25 4.75 5.75 6.00

www.icicibank.com/interest-rates.html

1/5

10/27/2010
185 days to 210 days 211 days to 269 days

Fixed Deposits Interest | Fixed Deposit…
6.25 6.25 6.50 6.75 7.25 6.75 7.50 6.75 7.50 7.75 7.50 8.00 7.50 8.00 8.00 6.75 6.75 7.00 7.25 7.75 7.25 8.00 7.25 8.00 8.25 8.00 8.50 8.00 8.50 8.50

270 days to less than 1 year 1 year to 389 days 390 days 391 days to 589 days 590 days 591 days to less than 2 years 2 years to 789 days 790 days 791 days to 989 days 990 days 991 days to less than 3 years 3 years to less than 5 years 5 years upto 10 years *Subject to revision without further notice. Note: Rates for Deposits for Rs.10 mn and above will be advised by treasury from time to time.

Recurring Deposit rates: Rates of Interest (% p.a.) w.e.f Oct 06, 2010 Maturity Period 6 months 9 months 12 months 15 months 18 months 21 months 24 months 27 months 30 months 33 months 3 years to less than 5 years 5 years upto 10 years General 5.75 6.50 6.75 6.75 6.75 6.75 7.50 7.50 7.50 7.50 8.00 8.00 Senior Citizen ** 6.25 7.00 7.25 7.25 7.25 7.25 8.00 8.00 8.00 8.00 8.50 8.50

Note : Recurring Deposits will be available for a minimum tenure of 6 months (and in multiples of 3 months thereafter) up to a maximum tenure of 10 years. Premature withdrawal of Deposit : On pre-mature withdrawal of the Deposit, interest will be calculated at the rate applicable for the period the Deposit has actually remained with ICICI Bank. Penalty on Delayed Installment : Penalty is charged at monthly interest at the rate of Rs.12 per Rs.1000 for all delayed installments. Fraction of a month will be treated as full month for the purpose of calculating such interest. The total interest so chargeable shall be recovered from the total amount of interest payable at the time of maturity.

**Interest Rates for Senior Citizens : A. Eligibility Criteria : A person who has completed the age of 60 years may be treated as a senior citizen for getting the benefit under the special deposit scheme for senior citizens. B. Verification of Age : Cus tomers are requested to provide any of the below mentioned documents on completion of age 60 at nearest ICICI Bank Branch s o that any future term depos its created under the same Customer id will enjoy the benefit Senior Citizen rates of interest : 1. Passport 2. PAN Card 3. Voters Identity Card 4. Senior Citizen Card issued by State / Central Government 5. Driving Licence iss ued by regional transport authority 6.Secondary School Leaving Certificate indicating date of Birth 7. Date of Birth Certificate 8. Life Insurance Policy 9. Pension Payment Order / Passbook / Card issued by State / Central Government of India 10. Photo ID issued by PSUs to retired persons Penalty on Pre-mature withdrawal (All Categories) would be applicable as below: Penal Rates* Original Tenure of Deposit Less than Rs.50.0 mn Less than 1 year 1 year & above but les s than 5 years 5 years and above 0.50% 1.00% 1.00% Rs.50.0 mn & above 0.50% 1.00% 1.50%

www.icicibank.com/interest-rates.html

2/5

10/27/2010
*Subject to revision without further notice.

Fixed Deposits Interest | Fixed Deposit…

Please note that Interes t earned on the Fixed Deposit will be subject to Tax Deducted at Source as per Income Tax laws. B. Non-Resident Accounts * a. NRO FD (All Maturities) Term Deposits (Fixed Deposit and Recurring Deposit) All Maturities 7-14 days 15-29 days 30-45 days 46-60 days 61-90 days 91 days to 120 days 121 days to 184 days 185 days to 210 days 211 days to 269 days 270 days to less than 1 year 1 year to 389 days 390 days 391 days to 589 days 590 days 591 days to less than 2 years 2 years to 789 days 790 days 791 days to 989 days 990 days 991 days to less than 3 years 3 years to less than 5 years 5 years upto 10 years 5 Years (80C FD) Less than Rs.15 Lakhs (w.e.f Oct 06, 2010) 3.75 3.75 3.75 3.75 4.25 5.75 5.75 6.25 6.25 6.50 6.75 7.25 6.75 7.50 6.75 7.50 7.75 7.50 8.00 7.50 8.00 8.00 8.00 Rate of Interest * * For Deposits Rs.15 Lakhs and above but less than Rs.1 Crore (w.e.f Oct 06, 2010) 3.75 3.75 3.75 3.75 4.25 5.25 5.50 6.25 6.25 6.50 6.75 7.25 6.75 7.50 6.75 7.50 7.75 7.50 8.00 7.50 8.00 8.00 NA

*Subject to revision without further notice. ## Penalty on Pre-mature withdrawal (All Categories) would be applicable as below : Penal Rates ## Original Tenure of Deposit Less than Rs.50.0 mn Less than 1 year 1 year & above but less than 5 years 5 years More than 5 years upto 5 years 3 months More than 5 years 3 months upto 10 years 0.50% 1.00% 1.00% 1.00% 1.00% Rs.50.0 mn & above 0.50% 1.00% 1.50% 1.50% 1.50%

NRE FD and FCNR(B) Interest Rates applicable from 01/10/2010 1 year & above but < 2 years b. NRE FD c. FCNR(B) i) USD ii) GBP iii) EUR iv) JPY v) CAD vi) AUD 1.78 2.47 2.42 1.66 2.92 6.61 1.60 2.27 2.47 1.40 2.53 6.22 1.86 2.52 2.63 1.41 2.67 6.27 2.15 2.80 2.80 1.44 2.86 6.44 2.48 3.05 2.96 1.50 3.03 6.49 NA NA NA NA NA NA 2.53 2 years & above but < 3 years 2.35 3 years & above but < 4 years 2.61 4 years & above but < 5 years 2.61 For 5 years Above 5 years upto 10 years

2.61

2.61

1) FCNR(B) deposits can be accepted for a minimum period of one year and maximum for a period of five years. 2) NRE fixed deposit can be accepted for a minimum period of one year and maximum for a period of ten years. 3) NA- Not Applicable
CHARGES (Domestic Customers) 2. Credit Cards

www.icicibank.com/interest-rates.html

3/5

10/27/2010
Signature Interest charges p.a. on extended credit and cas h advances Fee Bas ed Services 33%

Fixed Deposits Interest | Fixed Deposit…
Platinum Identity 33% Amex Ascent 33% Platinum / Titanium 37.8% Gold/Silver 40.8% Future card 40.8% EMI card 17.88% / 23.88% Insta Card 23.88% Home card 23.88%

1. Lockers
Type of Locker 1 yr. Metro / Urban/ Semi Urban 2 yrs. 3 yrs.

Rural 1 yr. 2 yrs. 3 yrs.

Locker rates vary for different branches, hence customers are requested to get in touch with respective branch Cards

Type

Joining Fee

Annual Fee

Finance Charges (Interest Charges) 2.95% Monthly

Cash Advance Charges 2.5% Monthly

Late Payment Charges 30% of Minimum Amount Due (subject to min of Rs 400 and maximum of Rs 600) 30% of Minimum Amount Due (subject to min of Rs 400 and maximum of Rs 600) 30% of Minimum Amount Due (subject to min of Rs 400 and maximum of Rs 600) 3% of the overdue amount (subject to a minimum of Rs 400) 3% of the overdue amount (subject to a minimum of Rs 400) 3% of the overdue amount (subject to a minimum of Rs 400) 3% of the overdue amount (subject to a minimum of Rs 400) 3% of the overdue amount (subject to a minimum of Rs 400)

Corporate Card Gold Individual Liability Corporate Card Silver Individual Liability Corporate Card Platinum Individual Liability Corporate Card Gold Joint & Several or Sole Liability Corporate Card Silver Joint & Several or Sole Liability Corporate Card Platinum Joint & Several or Sole Liability Purchase Card Corporate Card Gold Insurance Premium

Nil

Nil

Nil

Nil Rs.999+ Service Tax Nil

3.15% Monthly

2.5% Monthly

Nil

2.75% Monthly

2.5% Monthly

Nil

Nil

2.5% Monthly

Nil

Nil Rs.999+ Service Tax Nil

Nil

2.5% Monthly

Nil

Nil

2.5% Monthly

Joining Fee Rs.100 + Service Tax

Nil

NA

Nil

Nil

NA

3. Debit Cards

Annual Fees – Rs.99 per annum

4. Drafts 4a. Demand Drafts
Issue Issue - By deposit of cash Duplicate/Revalidation/Cancellation Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs .10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 Rs.4 per thousand rupees or part thereof, subject to a minimum of Rs .100 and maximum of Rs. 15000 Rs.100 per DD

4b. Pay Order
Issue Rs.75 for PO of up to Rs.10,000, For PO above Rs .10,000 Rs.2.50 per thousand rupees or part thereof, subject to a minimum of Rs.75 and maximum of Rs.15000 Rs.150 per PO for amounts up to Rs.50,000, For PO above Rs. 50,000 Rs.4 per thousand rupees or part thereof, subject to a minimum of Rs.150 and maximum of Rs.15000 Rs.100 per DD

Issue - By deposit of cash Duplicate/Revalidation/Cancellation

5. Outstation cheque collection
Through ICICI Bank Through Non-ICICI banks Speed clearing charges Upto Rs.10,000 – Rs. 50 per instrument; Rs.10,001 to Rs. 1 lakh – Rs 100 per instrument; Above Rs.1 lakh - Rs. 150 per instrument Upto Rs.10,000 – Rs. 50 per instrument; Rs.10,001 to Rs. 1 lakh – Rs 100 per instrument; Above Rs.1 lakh - Rs. 150 per instrument Upto Rs 1 Lakh Nil; above Rs 1 Lakh Rs 150/- per instrument

6. NEFT Money Transfer
Inward Outward Nil Through Branch: Upto Rs .1 lakh – Rs. 5 per transaction. Rs. 1 lakh and above – Rs. 25 per transaction.

7. RTGS Money Transfer
Inward Outward Nil Rs. 1lakh to 5 lakh – Rs. 25 per trans action. Rs. 5 lakh and above – Rs. 50 per transaction.

8. Cheque return charges
Local Rs.350 for one cheque return per month; Thereafter, Rs.750 per return in the same month for financial reasons. Rs.50 for non-financial reasons Inward except for signature verification

Transfer cheque returns will be charged at Rs 350/- per return for financial reasons.
Outward Outstation

Rs.100 for every cheque return for financial reasons.

www.icicibank.com/interest-rates.html

4/5

10/27/2010
Inward Outward Nil

Fixed Deposits Interest | Fixed Deposit…

Rs.150 plus other bank charges at actuals per cheque. Nil for 30 payable-at-par cheque leaves in a quarter;Rs. 30 for every additional cheque book of 15 leaves

9. Cheque Book Issue 10. No Dues Certificate

Nil

* This applies to regular savings accounts.For minimum balance requirement and productwise charges of different savings variants like Senior citizen, Privilege, Young star etc pls visit http://www.icicibank.com/pfsuser/webnews/rates&fees.htm Service tax @ 10.30 % (as per Govt rules) W.e.f. 24-Feb-09 is applicable over and above charges indicated above. The charges indicated above are subject to periodic revision. The charges displayed above are not applicable for NRI customers. For details on charges applicable to NRI customers, please click here
Loans & Advances - Indicative lending rates updated on May 11th, 2010 Retail Loans Tenure of credit facility Type of credit facility Up to 35 months 36months Rate of interest Loan amount less than Rs. 2.50 lacs = Rs. 2,500 Rs. 2.50 to Rs. 5.00 lacs = Rs. 3,100 New Car Loans 9.50% to 13.00% 9.50% to 12.75% 9.50% to 13.00% Rs. 5.00 to Rs.10.00 lacs = Rs. 4,000 More than Rs.10.00 lacs = Rs. 5,000 37-60 months Processing fee

Type of credit facility

Rate of interest

Processing fee Loan amount up to Rs. 1.25 Lacs = Rs. 1,200 Rs. 1.25 to Rs. 2.50 Lacs = Rs. 2,000

Used Car Loans

15.50% to 17.00% Rs. 2.50 to Rs.5.00 Lacs = Rs. 2,500 More than Rs. 5.00 Lacs = Rs. 3,000.

Type of credit facility Commercial Vehicle Loans Construction Equipment Loans

Rate of interest 10.50% to 13.25% 10.00% to 12.50%

Processing fee 0.50% of the loan amount 0.25% of the loan amount

Type of credit facility Personal Loans

Rate of interest 14.00% to 18.00%

Processing fee Upto 2.0% of the loan amount plus service tax

Type of credit facility

Credit limit (Rs.) Upto Rs.10 lacs

Rate of interest (%) 13.50

Fees Processing Fees (One time)

Amount Minimum Rs. 2000 & upto 1% of the loan amount

Loans Against Securities

More than Rs. 10 lacs to Rs. 15 lacs More than Rs. 15 lacs

13.00 Renewal Fees (p.a.) 12.50 Rs 1,500

Notes:Specific interes t rate applicable to a customer would be dependent on segment, as set category and location. Stamp duty charges shall be extra as applicable. ICICI Bank reserves the right to revise the rate of interest and processing fee from time to time, at its sole discretion.

Best view ed w ith Internet Explorer Ver 5.5 and Ver 6 or Firefox Ver 1.5 w ith a resolution of 1024x768.

www.icicibank.com/interest-rates.html

5/5

Sponsor Documents

Or use your account on DocShare.tips

Hide

Forgot your password?

Or register your new account on DocShare.tips

Hide

Lost your password? Please enter your email address. You will receive a link to create a new password.

Back to log-in

Close