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Stable Investor: Top 10 Mutual Funds in India
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Top 10 Mutual Funds in India
Do you know how many mutual fund schemes operate in India? More than 500...
Suppose you plan to invest in some good mutual fund schemes. Assuming you are an average investor like us, how would you
select a scheme from 500+ available ones?
One approach can be to choose funds which have consistently given high returns in long term. For example, we choose a
period of 10 years. Why 10 years? It's because it would cover multiple business cycles and is long enough to judge a fund’s
true performance. In our case, 10 years would cover the period 2002-2012. This decade witnessed the great Indian Bull run
(2003-2008), the great fall (2008-2009) and rally from the lows (2009-2011).
पेज पसंद कर
अपने म
बन
म से इसे पसंद करने म सबसे
HELLO
We started with funds which have been operational for more than 10 years. Then we sorted them on basis of returns (CAGR).
We then came up with a list of top 10 mutual fund schemes, which have given the highest returns in last 10 years.
Caution – A fund’s past performance is no guarantee of future performance. I repeat. A fund’s past performance is no
guarantee of future performance. Don’t forget this. :)
So here are India’s top 10 Mutual Funds –
MORE ABOUT DEV
These funds have given returns of around 30% + for 10 years. And that is huge. To better understand the enormity of these
returns, assume you invested Rs 10,000 in all ten funds at start of 2002. The value of that investment (if not withdrawn), now
stands as given in table below.
__________________________________
http://www.stableinvestor.com/2012/11/top-10-mutual-funds-india.html
21-04-2016
Stable Investor: Top 10 Mutual Funds in India
Page 2 of 3
__________________________________
An investment of just Rs 10,000 in Reliance Growth Fund turned into a mind boggling Rs 1,73,448 in just 10 years! A similar
deposit in bank fixed deposits (@8%) would have just given Rs 21,600.
10
One of the most common questions from mutual fund investors is about ‘the’ best mutual fund to start a Systematic
Investment Plan (SIP). The answer is that we don't know. We don't know which fund would perform the best in coming years.
But what we feel is that a long term investor would be better off following a core satellite approach (similar to one suggested
in our Dead Monk’s Portfolio).
Shares
We would take up the MF-Core-Satellite discussion in another post. For the time being, we leave you with few initial
suggestions:
4
2
• Start with 2-3 Index Funds as the Core of your MF portfolio. (Why Index Funds?)
• Add smaller SIPs in 2-4 Non-Index funds (You may choose between large cap, mid cap, small cap or multi cap
funds, depending on your risk appetite) as Satellites of the Core.
__________________________________
• While CORE would provide stability to entire portfolio, SATELLITEs having comparatively riskier funds, would have
potential for higher returns. Allocation between the two components would depend on investor’s risk appetite.
Note to Regular Investor – If you are familiar with SIPs and MFs, you might like to read an old post on How to boost your SIP
Returns.
__________
पसंद कर 6 लोग को यह पसंद है.
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Labels: best mutual funds of india, core, mutual funds, satellite, sip, top 10, top mutual funds of india
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• 1 BIG Problem with Compounding
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The return value hypothesis assume you selected top 10 funds of decade in year 2012 (rear view mirror
driving). can you verify the data from year 1992 to 2002 and see what all top 10 mutual funds were in
that period and then invest in only from those top 10 funds. Finally compare those returns with your
current returns ? As that will be correct way of comparison. May be many good mutual funds i your list
do not exists at all before year 2000.
•
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• 13 Best Nifty Stocks
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•
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We would have loved to do that for all the 10 funds. But as you rightly mentioned, many of these
did not exist during 1992-2002. But we will find the data for those which existed and try doing a
post on same.
Thanks for the interesting approach.
•
• Wealth Grid. Use & become Rich
• Why I Pray for Market Crashes
• Why are YOU Not Rich? The Answers.
• You are not Warren Buffett
•
equity.philip9876.com
• Pay YOUrself First
•
I do SIP in 3 of the above mentioned funds....not bad ;)
•
•
Stable Investor
Mod
•
@equity.philip9876.com
That us nice.
We hope you started the SIPs long time back and not near 2007-08 :)
•
•
equity.philip9876.com
•
I started in 2005.
http://www.stableinvestor.com/2012/11/top-10-mutual-funds-india.html
21-04-2016
Stable Investor: Top 10 Mutual Funds in India
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ABOUT DEV
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Stable Investor is managed (passionately) by Dev Ashish.
Dev is a Banker by Day, and ofcourse a Stable Investor by night.
You can learn more about Dev here.
Or connect professionally with him on LinkedIn
Or listen to his rants on Twitter @stableinvestor
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Page 1 of 3
10
Shares
4
2
Home
About
New? Start Here
Dead Monk's Portfolio
Crash Stocks
Watchlist
State of Market
30 NOVEMBER 2012
Personal Finance
SEARCH STABLE INVESTOR
Top 10 Mutual Funds in India
Do you know how many mutual fund schemes operate in India? More than 500...
Suppose you plan to invest in some good mutual fund schemes. Assuming you are an average investor like us, how would you
select a scheme from 500+ available ones?
One approach can be to choose funds which have consistently given high returns in long term. For example, we choose a
period of 10 years. Why 10 years? It's because it would cover multiple business cycles and is long enough to judge a fund’s
true performance. In our case, 10 years would cover the period 2002-2012. This decade witnessed the great Indian Bull run
(2003-2008), the great fall (2008-2009) and rally from the lows (2009-2011).
पेज पसंद कर
अपने म
बन
म से इसे पसंद करने म सबसे
HELLO
We started with funds which have been operational for more than 10 years. Then we sorted them on basis of returns (CAGR).
We then came up with a list of top 10 mutual fund schemes, which have given the highest returns in last 10 years.
Caution – A fund’s past performance is no guarantee of future performance. I repeat. A fund’s past performance is no
guarantee of future performance. Don’t forget this. :)
So here are India’s top 10 Mutual Funds –
MORE ABOUT DEV
These funds have given returns of around 30% + for 10 years. And that is huge. To better understand the enormity of these
returns, assume you invested Rs 10,000 in all ten funds at start of 2002. The value of that investment (if not withdrawn), now
stands as given in table below.
__________________________________
http://www.stableinvestor.com/2012/11/top-10-mutual-funds-india.html
21-04-2016
Stable Investor: Top 10 Mutual Funds in India
Page 2 of 3
__________________________________
An investment of just Rs 10,000 in Reliance Growth Fund turned into a mind boggling Rs 1,73,448 in just 10 years! A similar
deposit in bank fixed deposits (@8%) would have just given Rs 21,600.
10
One of the most common questions from mutual fund investors is about ‘the’ best mutual fund to start a Systematic
Investment Plan (SIP). The answer is that we don't know. We don't know which fund would perform the best in coming years.
But what we feel is that a long term investor would be better off following a core satellite approach (similar to one suggested
in our Dead Monk’s Portfolio).
Shares
We would take up the MF-Core-Satellite discussion in another post. For the time being, we leave you with few initial
suggestions:
4
2
• Start with 2-3 Index Funds as the Core of your MF portfolio. (Why Index Funds?)
• Add smaller SIPs in 2-4 Non-Index funds (You may choose between large cap, mid cap, small cap or multi cap
funds, depending on your risk appetite) as Satellites of the Core.
__________________________________
• While CORE would provide stability to entire portfolio, SATELLITEs having comparatively riskier funds, would have
potential for higher returns. Allocation between the two components would depend on investor’s risk appetite.
Note to Regular Investor – If you are familiar with SIPs and MFs, you might like to read an old post on How to boost your SIP
Returns.
__________
पसंद कर 6 लोग को यह पसंद है.
You might also like:
MOST POPULAR
• 10 Years Dividend History of Indian Companies
• 100+ Warren Buffett Quotes to Make You Rich
• 37+ Quotes from Intelligent Investor
• 5 Steps to create Emergency Fund Now!
Case Study Combining HDFC
Top 200 &
Recurring
Deposit ...
Nifty & Sensex
Index Mutual Funds
Mailbag: I want to
invest Rs 10,000
every month
SIP Pause: A
useful facility for
ICICI Mutual Fund
investors
• 75+ Quotes by Dhandho Investor
Index Funds – Why
you should invest in
them?
• 8th Wonder - Power of Compouding
• Amazing Story of Monkeys & Goats
• Have 10 Lacs? Don't Do This
Linkwithin
• How A Non-Investor Invests
• How to become a Crorepati - Ultimate Guide
+4 Recommend this on Google
• No!! You cannot make Money in Stocks!!
• Proof That Market Timing Is Not Required
Labels: best mutual funds of india, core, mutual funds, satellite, sip, top 10, top mutual funds of india
• Sensex Returns - Last 20 Years
• Use Recurring Deposits & make Money in Stocks
10
Shares
4
2
MUST READS
1
15 Comments
• 1 BIG Problem with Compounding
• 1 BIG Secret of Indian Markets!
• 25 Tips To Become A Better Investor
• Buy Low. Sell High. How
• Indian Markets in 2014 & P/E Ratios
• Saving & Investing are NOT Same. Period.
• Stock Markets Predictions? Surprise Yourself.
• Suffering & Money Making
Sachin
•
• Timing the Markets. Is it worth?
The return value hypothesis assume you selected top 10 funds of decade in year 2012 (rear view mirror
driving). can you verify the data from year 1992 to 2002 and see what all top 10 mutual funds were in
that period and then invest in only from those top 10 funds. Finally compare those returns with your
current returns ? As that will be correct way of comparison. May be many good mutual funds i your list
do not exists at all before year 2000.
•
PERSONAL FAVORITES
• 1 Easy Way To Pick Stocks Like A Winner
• 13 Best Nifty Stocks
• 292 Words To Change Your Financial Life
•
• 3 Things do do before investing
Stable Investor
Mod
• 98 Words To Make You Extremely Rich
•
• Do Nothing. Make Money. How?
@Spdixit
• My Portfolio Management Rules
We would have loved to do that for all the 10 funds. But as you rightly mentioned, many of these
did not exist during 1992-2002. But we will find the data for those which existed and try doing a
post on same.
Thanks for the interesting approach.
•
• Wealth Grid. Use & become Rich
• Why I Pray for Market Crashes
• Why are YOU Not Rich? The Answers.
• You are not Warren Buffett
•
equity.philip9876.com
• Pay YOUrself First
•
I do SIP in 3 of the above mentioned funds....not bad ;)
•
•
Stable Investor
Mod
•
@equity.philip9876.com
That us nice.
We hope you started the SIPs long time back and not near 2007-08 :)
•
•
equity.philip9876.com
•
I started in 2005.
http://www.stableinvestor.com/2012/11/top-10-mutual-funds-india.html
21-04-2016
Stable Investor: Top 10 Mutual Funds in India
Newer Post
Do you want to becomeHome
Rich?
Your email
Page 3 of 3
Yes, I want to be Rich.
Older Post
Tweets by @StableInvestor
Subscribe to: Post Comments (Atom)
StableInvestor.com
@StableInvestor
:-) twitter.com/TMFHousel/stat…
10
Shares
StableInvestor.com
@StableInvestor
4
Diligence Is the Mother of Good Luck.
- Benjamin Franklin
2
StableInvestor.com
@StableInvestor
Embed
BLOG ARCHIVE
2016 (16)
2015 (67)
2014 (78)
2013 (52)
2012 (55)
December (7)
November (7)
Top 10 Mutual Funds in India
SIP Pause: A useful facility for ICICI Mutual
Fund...
Stable Investor turns 1-year old!
Hindustan Unilever Ltd (HUL): A good business
is n...
What is the purpose of Stable Investor?
Cairn India: A dividend stock to buy for long
term...
25 tips to become a better investor: An
Investor’s...
October (9)
September (4)
August (5)
July (2)
June (4)
May (7)
April (1)
March (1)
February (2)
January (6)
2011 (7)
Google+
ABOUT DEV
HAVE A QUESTION?
LINK
Stable Investor is managed (passionately) by Dev Ashish.
Dev is a Banker by Day, and ofcourse a Stable Investor by night.
You can learn more about Dev here.
Or connect professionally with him on LinkedIn
Or listen to his rants on Twitter @stableinvestor
Name
INDIA-BLOGGER
Email *
Message *
Send
Stable Investor © Copyright © 2011-2015. Powered by Blogger.
http://www.stableinvestor.com/2012/11/top-10-mutual-funds-india.html
21-04-2016
