Top Ranked Mutual Funds
Content
Top Ranked Mutual Funds
As on : Quarter ended June 2012
Crisil MF Rank 1
Methodology
Large Cap Crisil Rank NAV
(Rs./Unit)
1 yr Return
(%)
AUM (Rs. cr.) Jun 12
Fidelity Equity Fund (G) HDFC Top 200 Fund (G) ICICI Pru Focused Bluechip Eqty (G) UTI Opportunities Fund (G)
Small & Mid Cap
Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
36.09 212.17 17.46 30.37
NAV
(Rs./Unit)
10.7 13.2 16.1 16.0
1 yr Return
(%)
3,001.08 11,189.82 3,809.54 1,422.50
AUM (Rs. cr.) Jun 12
Birla Sun Life MNC Fund (G) HDFC MidCap Opportunities (G) ICICI Pru Discovery Fund (G)
Diversified Equity
Rank 1 Rank 1 Rank 1
Crisil Rank
240.41 17.32 52.59
NAV
(Rs./Unit)
15.0 13.2 21.0
1 yr Return
(%)
290.86 2,021.09 1,819.75
AUM (Rs. cr.) Jun 12
ING Dividend Yield (G) Mirae (I) Opportunities-RP (G) Quantum Long-Term Equity (G) Reliance Equity Oppor - RP (G) Tata Dividend Yield Fund (G) UTI Equity Fund (G) UTI MNC Fund (G)
Thematic - Infrastructure
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
24.06 17.53 23.88 40.50 35.32 58.83 68.67
NAV
(Rs./Unit)
10.7 17.1 18.9 21.8 12.0 16.0 12.4
1 yr Return
(%)
89.77 235.02 104.34 3,458.10 299.05 1,973.17 236.94
AUM (Rs. cr.) Jun 12
Can Robeco Infrastructure (G) DSP-BR Natural Resources-RP(G)
ELSS
Rank 1 Rank 1
Crisil Rank
22.22 13.26
NAV
(Rs./Unit)
5.7 -8.6
1 yr Return
(%)
113.45 104.38
AUM (Rs. cr.) Jun 12
Can Robeco Eqty TaxSaver (G) Franklin India Tax Shield (G) ICICI Pru Tax Plan (G)
Index
Rank 1 Rank 1 Rank 1
Crisil Rank
27.74 224.47 147.47
NAV
(Rs./Unit)
13.9 13.0 15.8
1 yr Return
(%)
420.14 821.06 1,295.14
AUM (Rs. cr.) Jun 12
Kotak Nifty ETF Kotak Sensex ETF
Debt Long Term
Rank 1 Rank 1
Crisil Rank
584.26 194.64
NAV
(Rs./Unit)
16.8 15.9
1 yr Return
(%)
81.64 35.33
AUM (Rs. cr.) Jun 12
Principal Income - Long Term (G) SBI Dynamic Bond Fund (G) UTI Bond Fund (G)
Debt Short Term
Rank 1 Rank 1 Rank 1
Crisil Rank
19.27 13.86 32.85
NAV
(Rs./Unit)
11.0 12.1 10.2
1 yr Return
(%)
41.99 1,256.41 824.47
AUM (Rs. cr.) Jun 12
HDFC Short Term Opportunities (G) JM Short Term Plan (G) Religare Credit Oppor.- RP (G) Religare Short Term - RP (G) Sahara Short Term Bond (G)
Ultra Short Term Debt
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
12.13 22.12 12.47 15.25 13.50
NAV
(Rs./Unit)
9.9 10.2 9.6 11.3 9.4
1 yr Return
(%)
79.92 21.34 156.63 158.28 360.49
AUM (Rs. cr.) Jun 12
HDFC CMF-Treasury Advg (G) ICICI Pru Flexi Inc -Reg (G) JM Money Manager Fund -RP (G) JM Money Manager Fund -SPP (G) SBI SHDF - USTBF - RP (G)
Ultra Short Term Debt - Institutional
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
24.14 125.98 15.56 15.89 1,441.89
NAV
(Rs./Unit)
9.1 9.0 10.4 10.2 9.6
1 yr Return
(%)
7,414.37 1,595.20 230.79 1,027.21 756.42
AUM (Rs. cr.) Jun 12
HDFC CMF-Treasury Advg- WP(G)
Rank 1
24.61
9.7
8,151.64
ICICI Pru Flexi Inc -Prem (G) Religare Ultra STF-Inst (G)
Ultra Short Term Debt - Super Institutional
Rank 1 Rank 1
Crisil Rank
209.47 1,552.08
NAV
(Rs./Unit)
9.8 10.0
1 yr Return
(%)
8,009.51 652.04
AUM (Rs. cr.) Jun 12
ICICI Pru Floating Rate -D (G)
Gilt Long Term
Rank 1
Crisil Rank
166.65
NAV
(Rs./Unit)
9.8
1 yr Return
(%)
898.04
AUM (Rs. cr.) Jun 12
Birla Sun Life GSec - LTF (G) Kotak Gilt Invt - Regular (G)
Balanced
Rank 1 Rank 1
Crisil Rank
32.41 38.40
NAV
(Rs./Unit)
10.4 14.3
1 yr Return
(%)
305.97 152.44
AUM (Rs. cr.) Jun 12
HDFC Balanced Fund (G) HDFC Prudence Fund (G)
MIP Aggressive
Rank 1 Rank 1
Crisil Rank
61.34 224.76
NAV
(Rs./Unit)
11.4 10.2
1 yr Return
(%)
630.44 6,040.55
AUM (Rs. cr.) Jun 12
HDFC MIP - LTP (G) Reliance MIP (G)
MIP Conservative
Rank 1 Rank 1
Crisil Rank
25.38 24.34
NAV
(Rs./Unit)
9.6 11.0
1 yr Return
(%)
5,878.88 3,617.77
AUM (Rs. cr.) Jun 12
Birla SL MIP II-Savings 5 (G)
Liquid
Rank 1
Crisil Rank
20.08
NAV
(Rs./Unit)
10.5
1 yr Return
(%)
323.42
AUM (Rs. cr.) Jun 12
Principal Cash Management (G) SBI Magnum Insta Cash (G) SBI Magnum Cash-Liq Float -G
Liquid Institutional
Rank 1 Rank 1 Rank 1
Crisil Rank
1,746.44 2,483.77 1,931.75
NAV
(Rs./Unit)
9.8 9.5 9.5
1 yr Return
(%)
2,008.71 1,371.51 494.74
AUM (Rs. cr.) Jun 12
SBI Premier Liquid - IP (G) UTI Liquid Cash - (Inst) (G)
Liquid Super Institutional
Rank 1 Rank 1
Crisil Rank
1,782.72 1,841.87
NAV
(Rs./Unit)
9.7 9.8
1 yr Return
(%)
1,238.82 12,464.05
AUM (Rs. cr.) Jun 12
Can Robeco Liquid - SIP (G) SBI Premier Liquid - SIP (G)
Rank 1 Rank 1
1,365.36 1,765.05
9.8 9.8
2,781.92 8,973.50
Note : As per AMFI guidelines, effective from quarter ending December 31, 2010, fund houses have stopped publishing the Assets Under Management (AUM) on a monthly basis. This data is published every quarter.
Scheme1: Reliance Opportunities (Growth)
Equity Annualised SIP return Annualised SIP return 8.78% 85.50% Non-
3 Yrs 1 Yr
21.88% 98.48% Scheme 2: SBI Global (Growth)
Magnum
3 Yrs 1 Yr
15.96% 2.18% 103.47% 94.76% Scheme 3: Franklin India Prima (Growth) 17.60% 96.40%
Value Research Online
3 Yrs 1 Yr
Source:
3.42% 86.61%
Top ELSS Schemes for SIP
1. ICICI Prudential Tax Plan: Objective: To generate long term capital appreciation from a portfolio that is invested predominantly in equity and provides tax benefits. Top Sector Allocations: IT, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 53.7 144 41.8 2. HDFC Taxsaver: Objective: To provide tax benefits along with capital appreciation. Top Sector Allocations: Pharmaceuticals, IT, BFSI Absolute returns (%) 5 Years 3 Years1 Year 179.4 38.8 48.7 3. Canara Robeco Equity Tax Saver: Objective: To provide long term capital appreciation by predominantly investing in equities.
Top Sector Allocations: BFSI, Pharmaceuticals, Oil drilling and exploration, BFSI Absolute returns (%) 5 Years 3 Years1 Year 255.4 59.5 43.9 4. Sahara Tax Gain: Objective: To provide attractive returns, security and liquidity through Investments in capital and money markets. Top Sector Allocations: Pharmaceuticals, BFSI
Absolute returns (%) 5 Years 3 Years1 Year 203.7 56.6 40.8 5. Franklin India Tax shield: Objective: To provide medium to long term growth of capital along with income tax rebate. Top Sector Allocations: BFSI, Pharmaceuticals, IT
Absolute returns (%) 5 Years 3 Years1 Year 158.9 35.8 32.8
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
Top Equity Diversified mutual funds for SIP
1. Reliance Equity Opportunities: Objective: Primary: To generate capital appreciation; Secondary: Generate consistent returns by investing in debt and money market securities. Top Sector Allocations: BFSI, Pharmaceuticals, IT
Absolute returns (%) 5 Years 3 Years1 Year 61.71 208.1 40.7 2. ICICI Prudential Discovery: Objective: To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Top Sector Allocations: BFSI, Pharma, Power, Telecom
Absolute returns (%) 5 Years 3 Years1 Year 65.74 199.9 57.7 3. Birla Sun Life MNC:
Objective: To build a high quality growth oriented portfolio to achieve long term capital appreciation through investment in multinational companies. Top Sector Allocations: Pharmaceuticals, Service, BFSI
Absolute returns (%) 5 Years 3 Years1 Year 167.1 53.5 65.77 4. UTI Master Value: Objective: Providing substantial long term capital appreciation from investment in undervalued stocks and good dividend yield. Top Sector Allocations: Pharmaceuticals, Refineries, BFSI, etc.
Absolute returns (%) 5 Years 3 Years1 Year 70.11 147.9 55.5 5. HDFC Top 200: Objective: To generate long term capital appreciation by investing in a portfolio of equities and equity linked instruments drawn from the BSE 200 Index. Top Sector Allocations: BFSI, Oil drilling and exploration, BFSI, IT, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 239.4 60.4 35.4
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
Best Balanced Funds for SIP
1. HDFC Prudence: Objective: The investment objective of the Scheme is to provide periodic returns and capital appreciation over a long period of time, from a judicious mix of equity and debt investments, with the aim to prevent/minimise any capital erosion. Top Sector Allocations: BFSI, Pharmaceuticals, Oil drilling and exploration
Absolute returns (%) 5 years 3 years1 year 203.1 56.1 44.8 2. Tata Balanced: Objective: To invest in equity and debt oriented securities so as to give investors balanced returns. Top Sector Allocations: BFSI, IT
Absolute returns (%) 5 Years 3 Years1 Year 158.2 40.7 33.9 3. Canara Robeco Balance: Objective: To provide medium to long term growth of capital and also to distribute income by investing in equities, fixed income securities, other debt instruments and money market instruments etc. Top Sector Allocations: Power
Absolute returns (%) 5 Years 3 Years1 Year 31.6 177 46 4. DSP Blackrock Balanced: Objective: To generate long term capital appreciation and current income from a portfolio constituting equity and equity related securities as well as fixed income securities. Top Sector Allocations: BFSI, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 31.3 171.8 42.8 5. Birla Sun Life 95: Objective: Long term growth and income, through a portfolio with a target allocation of 60% equity, 40% debt and money market securities. Top Sector Allocations: BFSI
Absolute returns (%) 5 Years 3 Years1 Year 164.2 45.1 30.7
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
The above discussed mutual funds category are the most popular among investors. You can also invest in sector oriented mutual fund schemes through SIP. Each scheme has minimum SIP amount in the range of Rs 100 to Rs 10,000 specified in Key Information Memorandum. There is no maximum limit to invest through SIP in any MF scheme. Absolute returns, annualized returns and objective of the schemes are not the only criteria an investor should consider while investing. Also, there arevarious risks involved while investing in mutual funds which need to be analyzed before investing and while reviewing, in order to get advantage of good returns by investing in mutual funds for long term.
Written for InvestmentYogi at [email protected]
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Best Mutual Funds to invest in 2012 –Large Cap Funds
Mutual Funds with more than 80 per cent of assets in large-cap companies over the last three years are added in this category. Large cap funds can provide stability to any portfolio.
Best Large Cap Mutual Funds
DSP BlackRock Top 100 Equity
1m
3m
6m
1yr
3yr
5yr
10yr
-8.07 -5.03 -16.07 -20.02 17.76 8.03
Franklin Templeton Franklin India Bluechip -5.36 -2.45 -11.64 -16.65 22.83 7.44 25.86 ICICI Prudential Focused Bluechip Equity Category Average -4.07 -0.07 -10.91 -14.5 -5.5 -2.29 -14.6 26.67
-21.56 14.64 3.32 16.6
Best Mutual Funds to invest in 2012 –Multi Cap Funds
Funds with between 40 to 60 per cent of assets in large-cap companies over the last three years are categorized under Multi-Cap. It’s been noticed that Multi-caps funds also keep moving from one category to other as couple of month’s back Reliance EquityOpportunities was in Multi-Cap category but now it is part of Mid & Small Cap funds.
Best Multi Cap Mutual Funds
DSP BlackRock Equity HDFC Equity Quantum Long TermEquity Category Average
1m
3m
6m
1yr
3yr
5yr 10yr
-9.42 -9.89 -19.34 -24.19 19.42 7.95 26.81 -9.42 -9.89 -19.34 -24.74 24.87 8.79 28.16 -9.42 -9.89 -19.34 -18.89 27.78 9.86 -9.42 -9.89 -19.34 -23.58 17.47 3.78 22.79
Best Mutual Funds to invest in 2012 – Mid & Small Cap Funds
Funds with at least 60 per cent of assets in small and mid-cap companies over the last three years will come under this category. Mid & Small Cap Funds are very volatile in nature but has delivered better returns over long period of time.
Best Mid & Small Cap Mutual Funds
1m
3m
6m
1yr
3yr
5yr 10yr
Birla Sun Life Dividend Yield Plus IDFC Premier Equity Plan A Tata Dividend Yield Category Average
-6.69 -7.64 -13.82 -18.51 25.62 11.75 -6.15 -8.96 -11.53 -17.34 28.95 16.44 -5.27 -1.48 -13.48 -16.19 26.44 11.30 -7.16 -9.20 -17.95 -25.24 18.84 0.90 21.56
Rational behind selection of these funds is five star rating from value research – ratings can give you first level check to fund selection.
Best Mutual Funds to invest in 2012 – Year on Year Returns
You can see year on year performance to check the consistency of the funds.
Best Mutual Funds to invest in 2012 – Monthly Income Plan (MIP)
MIPs are hybrid investment funds. They invest a minor portion (5% to 35%) in equities and the rest into debt securities. They aim to provide regular and periodic income. The income periods can be monthly, quarterly, half-yearly and yearly. But a point to be noted is that the income is not guaranteed. The fund will only be able to distribute income if it has surplus distributable income. These plans are suitable for people looking for regular income rather than capital appreciation.
Best Monthly Income Plans
HDFC MIP Long Term Reliance MIP Category Average
1m 3m 6m 1yr
3yr
5yr 10yr
-0.76 0.00 -1.59 0.02 12.67 9.43 0.51 0.65 -0.04 0.80 9.57 -0.34 0.99 0.69 2.00 7.29 9.53 6.11 8.03
Hope this best mutual fund list will give you a point – to start building a good mutual fund portfolio. You can download consolidated factsheet of above mentioned funds byclicking here. If you have questions – feel free to add in comment section. Disclaimer: Mutual Fund Investments are subject to market risks. Please read the Scheme Information Documents and Statement of Additional Information (SID & SAI) carefully before investing.
As on : Quarter ended June 2012
Crisil MF Rank 1
Methodology
Large Cap Crisil Rank NAV
(Rs./Unit)
1 yr Return
(%)
AUM (Rs. cr.) Jun 12
Fidelity Equity Fund (G) HDFC Top 200 Fund (G) ICICI Pru Focused Bluechip Eqty (G) UTI Opportunities Fund (G)
Small & Mid Cap
Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
36.09 212.17 17.46 30.37
NAV
(Rs./Unit)
10.7 13.2 16.1 16.0
1 yr Return
(%)
3,001.08 11,189.82 3,809.54 1,422.50
AUM (Rs. cr.) Jun 12
Birla Sun Life MNC Fund (G) HDFC MidCap Opportunities (G) ICICI Pru Discovery Fund (G)
Diversified Equity
Rank 1 Rank 1 Rank 1
Crisil Rank
240.41 17.32 52.59
NAV
(Rs./Unit)
15.0 13.2 21.0
1 yr Return
(%)
290.86 2,021.09 1,819.75
AUM (Rs. cr.) Jun 12
ING Dividend Yield (G) Mirae (I) Opportunities-RP (G) Quantum Long-Term Equity (G) Reliance Equity Oppor - RP (G) Tata Dividend Yield Fund (G) UTI Equity Fund (G) UTI MNC Fund (G)
Thematic - Infrastructure
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
24.06 17.53 23.88 40.50 35.32 58.83 68.67
NAV
(Rs./Unit)
10.7 17.1 18.9 21.8 12.0 16.0 12.4
1 yr Return
(%)
89.77 235.02 104.34 3,458.10 299.05 1,973.17 236.94
AUM (Rs. cr.) Jun 12
Can Robeco Infrastructure (G) DSP-BR Natural Resources-RP(G)
ELSS
Rank 1 Rank 1
Crisil Rank
22.22 13.26
NAV
(Rs./Unit)
5.7 -8.6
1 yr Return
(%)
113.45 104.38
AUM (Rs. cr.) Jun 12
Can Robeco Eqty TaxSaver (G) Franklin India Tax Shield (G) ICICI Pru Tax Plan (G)
Index
Rank 1 Rank 1 Rank 1
Crisil Rank
27.74 224.47 147.47
NAV
(Rs./Unit)
13.9 13.0 15.8
1 yr Return
(%)
420.14 821.06 1,295.14
AUM (Rs. cr.) Jun 12
Kotak Nifty ETF Kotak Sensex ETF
Debt Long Term
Rank 1 Rank 1
Crisil Rank
584.26 194.64
NAV
(Rs./Unit)
16.8 15.9
1 yr Return
(%)
81.64 35.33
AUM (Rs. cr.) Jun 12
Principal Income - Long Term (G) SBI Dynamic Bond Fund (G) UTI Bond Fund (G)
Debt Short Term
Rank 1 Rank 1 Rank 1
Crisil Rank
19.27 13.86 32.85
NAV
(Rs./Unit)
11.0 12.1 10.2
1 yr Return
(%)
41.99 1,256.41 824.47
AUM (Rs. cr.) Jun 12
HDFC Short Term Opportunities (G) JM Short Term Plan (G) Religare Credit Oppor.- RP (G) Religare Short Term - RP (G) Sahara Short Term Bond (G)
Ultra Short Term Debt
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
12.13 22.12 12.47 15.25 13.50
NAV
(Rs./Unit)
9.9 10.2 9.6 11.3 9.4
1 yr Return
(%)
79.92 21.34 156.63 158.28 360.49
AUM (Rs. cr.) Jun 12
HDFC CMF-Treasury Advg (G) ICICI Pru Flexi Inc -Reg (G) JM Money Manager Fund -RP (G) JM Money Manager Fund -SPP (G) SBI SHDF - USTBF - RP (G)
Ultra Short Term Debt - Institutional
Rank 1 Rank 1 Rank 1 Rank 1 Rank 1
Crisil Rank
24.14 125.98 15.56 15.89 1,441.89
NAV
(Rs./Unit)
9.1 9.0 10.4 10.2 9.6
1 yr Return
(%)
7,414.37 1,595.20 230.79 1,027.21 756.42
AUM (Rs. cr.) Jun 12
HDFC CMF-Treasury Advg- WP(G)
Rank 1
24.61
9.7
8,151.64
ICICI Pru Flexi Inc -Prem (G) Religare Ultra STF-Inst (G)
Ultra Short Term Debt - Super Institutional
Rank 1 Rank 1
Crisil Rank
209.47 1,552.08
NAV
(Rs./Unit)
9.8 10.0
1 yr Return
(%)
8,009.51 652.04
AUM (Rs. cr.) Jun 12
ICICI Pru Floating Rate -D (G)
Gilt Long Term
Rank 1
Crisil Rank
166.65
NAV
(Rs./Unit)
9.8
1 yr Return
(%)
898.04
AUM (Rs. cr.) Jun 12
Birla Sun Life GSec - LTF (G) Kotak Gilt Invt - Regular (G)
Balanced
Rank 1 Rank 1
Crisil Rank
32.41 38.40
NAV
(Rs./Unit)
10.4 14.3
1 yr Return
(%)
305.97 152.44
AUM (Rs. cr.) Jun 12
HDFC Balanced Fund (G) HDFC Prudence Fund (G)
MIP Aggressive
Rank 1 Rank 1
Crisil Rank
61.34 224.76
NAV
(Rs./Unit)
11.4 10.2
1 yr Return
(%)
630.44 6,040.55
AUM (Rs. cr.) Jun 12
HDFC MIP - LTP (G) Reliance MIP (G)
MIP Conservative
Rank 1 Rank 1
Crisil Rank
25.38 24.34
NAV
(Rs./Unit)
9.6 11.0
1 yr Return
(%)
5,878.88 3,617.77
AUM (Rs. cr.) Jun 12
Birla SL MIP II-Savings 5 (G)
Liquid
Rank 1
Crisil Rank
20.08
NAV
(Rs./Unit)
10.5
1 yr Return
(%)
323.42
AUM (Rs. cr.) Jun 12
Principal Cash Management (G) SBI Magnum Insta Cash (G) SBI Magnum Cash-Liq Float -G
Liquid Institutional
Rank 1 Rank 1 Rank 1
Crisil Rank
1,746.44 2,483.77 1,931.75
NAV
(Rs./Unit)
9.8 9.5 9.5
1 yr Return
(%)
2,008.71 1,371.51 494.74
AUM (Rs. cr.) Jun 12
SBI Premier Liquid - IP (G) UTI Liquid Cash - (Inst) (G)
Liquid Super Institutional
Rank 1 Rank 1
Crisil Rank
1,782.72 1,841.87
NAV
(Rs./Unit)
9.7 9.8
1 yr Return
(%)
1,238.82 12,464.05
AUM (Rs. cr.) Jun 12
Can Robeco Liquid - SIP (G) SBI Premier Liquid - SIP (G)
Rank 1 Rank 1
1,365.36 1,765.05
9.8 9.8
2,781.92 8,973.50
Note : As per AMFI guidelines, effective from quarter ending December 31, 2010, fund houses have stopped publishing the Assets Under Management (AUM) on a monthly basis. This data is published every quarter.
Scheme1: Reliance Opportunities (Growth)
Equity Annualised SIP return Annualised SIP return 8.78% 85.50% Non-
3 Yrs 1 Yr
21.88% 98.48% Scheme 2: SBI Global (Growth)
Magnum
3 Yrs 1 Yr
15.96% 2.18% 103.47% 94.76% Scheme 3: Franklin India Prima (Growth) 17.60% 96.40%
Value Research Online
3 Yrs 1 Yr
Source:
3.42% 86.61%
Top ELSS Schemes for SIP
1. ICICI Prudential Tax Plan: Objective: To generate long term capital appreciation from a portfolio that is invested predominantly in equity and provides tax benefits. Top Sector Allocations: IT, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 53.7 144 41.8 2. HDFC Taxsaver: Objective: To provide tax benefits along with capital appreciation. Top Sector Allocations: Pharmaceuticals, IT, BFSI Absolute returns (%) 5 Years 3 Years1 Year 179.4 38.8 48.7 3. Canara Robeco Equity Tax Saver: Objective: To provide long term capital appreciation by predominantly investing in equities.
Top Sector Allocations: BFSI, Pharmaceuticals, Oil drilling and exploration, BFSI Absolute returns (%) 5 Years 3 Years1 Year 255.4 59.5 43.9 4. Sahara Tax Gain: Objective: To provide attractive returns, security and liquidity through Investments in capital and money markets. Top Sector Allocations: Pharmaceuticals, BFSI
Absolute returns (%) 5 Years 3 Years1 Year 203.7 56.6 40.8 5. Franklin India Tax shield: Objective: To provide medium to long term growth of capital along with income tax rebate. Top Sector Allocations: BFSI, Pharmaceuticals, IT
Absolute returns (%) 5 Years 3 Years1 Year 158.9 35.8 32.8
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
Top Equity Diversified mutual funds for SIP
1. Reliance Equity Opportunities: Objective: Primary: To generate capital appreciation; Secondary: Generate consistent returns by investing in debt and money market securities. Top Sector Allocations: BFSI, Pharmaceuticals, IT
Absolute returns (%) 5 Years 3 Years1 Year 61.71 208.1 40.7 2. ICICI Prudential Discovery: Objective: To generate returns through a combination of dividend income and capital appreciation by investing primarily in a well-diversified portfolio of value stocks. Top Sector Allocations: BFSI, Pharma, Power, Telecom
Absolute returns (%) 5 Years 3 Years1 Year 65.74 199.9 57.7 3. Birla Sun Life MNC:
Objective: To build a high quality growth oriented portfolio to achieve long term capital appreciation through investment in multinational companies. Top Sector Allocations: Pharmaceuticals, Service, BFSI
Absolute returns (%) 5 Years 3 Years1 Year 167.1 53.5 65.77 4. UTI Master Value: Objective: Providing substantial long term capital appreciation from investment in undervalued stocks and good dividend yield. Top Sector Allocations: Pharmaceuticals, Refineries, BFSI, etc.
Absolute returns (%) 5 Years 3 Years1 Year 70.11 147.9 55.5 5. HDFC Top 200: Objective: To generate long term capital appreciation by investing in a portfolio of equities and equity linked instruments drawn from the BSE 200 Index. Top Sector Allocations: BFSI, Oil drilling and exploration, BFSI, IT, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 239.4 60.4 35.4
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
Best Balanced Funds for SIP
1. HDFC Prudence: Objective: The investment objective of the Scheme is to provide periodic returns and capital appreciation over a long period of time, from a judicious mix of equity and debt investments, with the aim to prevent/minimise any capital erosion. Top Sector Allocations: BFSI, Pharmaceuticals, Oil drilling and exploration
Absolute returns (%) 5 years 3 years1 year 203.1 56.1 44.8 2. Tata Balanced: Objective: To invest in equity and debt oriented securities so as to give investors balanced returns. Top Sector Allocations: BFSI, IT
Absolute returns (%) 5 Years 3 Years1 Year 158.2 40.7 33.9 3. Canara Robeco Balance: Objective: To provide medium to long term growth of capital and also to distribute income by investing in equities, fixed income securities, other debt instruments and money market instruments etc. Top Sector Allocations: Power
Absolute returns (%) 5 Years 3 Years1 Year 31.6 177 46 4. DSP Blackrock Balanced: Objective: To generate long term capital appreciation and current income from a portfolio constituting equity and equity related securities as well as fixed income securities. Top Sector Allocations: BFSI, Pharmaceuticals
Absolute returns (%) 5 Years 3 Years1 Year 31.3 171.8 42.8 5. Birla Sun Life 95: Objective: Long term growth and income, through a portfolio with a target allocation of 60% equity, 40% debt and money market securities. Top Sector Allocations: BFSI
Absolute returns (%) 5 Years 3 Years1 Year 164.2 45.1 30.7
Source: Value Research Online Note: The absolute returns calculated above are till 30th June, 2010.
The above discussed mutual funds category are the most popular among investors. You can also invest in sector oriented mutual fund schemes through SIP. Each scheme has minimum SIP amount in the range of Rs 100 to Rs 10,000 specified in Key Information Memorandum. There is no maximum limit to invest through SIP in any MF scheme. Absolute returns, annualized returns and objective of the schemes are not the only criteria an investor should consider while investing. Also, there arevarious risks involved while investing in mutual funds which need to be analyzed before investing and while reviewing, in order to get advantage of good returns by investing in mutual funds for long term.
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Best Mutual Funds to invest in 2012 –Large Cap Funds
Mutual Funds with more than 80 per cent of assets in large-cap companies over the last three years are added in this category. Large cap funds can provide stability to any portfolio.
Best Large Cap Mutual Funds
DSP BlackRock Top 100 Equity
1m
3m
6m
1yr
3yr
5yr
10yr
-8.07 -5.03 -16.07 -20.02 17.76 8.03
Franklin Templeton Franklin India Bluechip -5.36 -2.45 -11.64 -16.65 22.83 7.44 25.86 ICICI Prudential Focused Bluechip Equity Category Average -4.07 -0.07 -10.91 -14.5 -5.5 -2.29 -14.6 26.67
-21.56 14.64 3.32 16.6
Best Mutual Funds to invest in 2012 –Multi Cap Funds
Funds with between 40 to 60 per cent of assets in large-cap companies over the last three years are categorized under Multi-Cap. It’s been noticed that Multi-caps funds also keep moving from one category to other as couple of month’s back Reliance EquityOpportunities was in Multi-Cap category but now it is part of Mid & Small Cap funds.
Best Multi Cap Mutual Funds
DSP BlackRock Equity HDFC Equity Quantum Long TermEquity Category Average
1m
3m
6m
1yr
3yr
5yr 10yr
-9.42 -9.89 -19.34 -24.19 19.42 7.95 26.81 -9.42 -9.89 -19.34 -24.74 24.87 8.79 28.16 -9.42 -9.89 -19.34 -18.89 27.78 9.86 -9.42 -9.89 -19.34 -23.58 17.47 3.78 22.79
Best Mutual Funds to invest in 2012 – Mid & Small Cap Funds
Funds with at least 60 per cent of assets in small and mid-cap companies over the last three years will come under this category. Mid & Small Cap Funds are very volatile in nature but has delivered better returns over long period of time.
Best Mid & Small Cap Mutual Funds
1m
3m
6m
1yr
3yr
5yr 10yr
Birla Sun Life Dividend Yield Plus IDFC Premier Equity Plan A Tata Dividend Yield Category Average
-6.69 -7.64 -13.82 -18.51 25.62 11.75 -6.15 -8.96 -11.53 -17.34 28.95 16.44 -5.27 -1.48 -13.48 -16.19 26.44 11.30 -7.16 -9.20 -17.95 -25.24 18.84 0.90 21.56
Rational behind selection of these funds is five star rating from value research – ratings can give you first level check to fund selection.
Best Mutual Funds to invest in 2012 – Year on Year Returns
You can see year on year performance to check the consistency of the funds.
Best Mutual Funds to invest in 2012 – Monthly Income Plan (MIP)
MIPs are hybrid investment funds. They invest a minor portion (5% to 35%) in equities and the rest into debt securities. They aim to provide regular and periodic income. The income periods can be monthly, quarterly, half-yearly and yearly. But a point to be noted is that the income is not guaranteed. The fund will only be able to distribute income if it has surplus distributable income. These plans are suitable for people looking for regular income rather than capital appreciation.
Best Monthly Income Plans
HDFC MIP Long Term Reliance MIP Category Average
1m 3m 6m 1yr
3yr
5yr 10yr
-0.76 0.00 -1.59 0.02 12.67 9.43 0.51 0.65 -0.04 0.80 9.57 -0.34 0.99 0.69 2.00 7.29 9.53 6.11 8.03
Hope this best mutual fund list will give you a point – to start building a good mutual fund portfolio. You can download consolidated factsheet of above mentioned funds byclicking here. If you have questions – feel free to add in comment section. Disclaimer: Mutual Fund Investments are subject to market risks. Please read the Scheme Information Documents and Statement of Additional Information (SID & SAI) carefully before investing.
